What Should I Do If I Was Injured in an Uber Accident?
Accidents involving Uber vehicles and other rideshare vehicles can result in injuries to a variety of parties. For example, a customer in the Uber vehicle could be injured in a collision, or an occupant in another vehicle could sustain injuries in a crash involving a rideshare vehicle, or a bicyclist or pedestrian could be harmed in a collision with an Uber driver. In any of these scenarios, it is important for the injured party to know how to file a claim for compensation. Motorists who were involved in a collision with an Uber vehicle may need to determine whether to file a first-party or third-party insurance claim, while other parties may be able to file a claim or a lawsuit against the at-fault driver.
When You Were a Customer in an Uber Vehicle
If you were riding in an Uber vehicle or another rideshare car when the accident occurred, you may have more than one option for seeking compensation for your injuries. If the Uber driver was at fault for the collision, you may be able to file an insurance claim through the Uber driver’s auto insurance as a passenger in the vehicle, or you may be able to seek compensation through Uber’s auto insurance policy. Uber is supposed to have a policy with more than $1 million in liability for accidents, but it can be difficult to access compensation through Uber. And if your Uber driver does not carry his or her own proper auto insurance, an insurance claim may not get you the compensation you deserve.
One of our Uber accident lawyers in Marietta can speak with you about your options for filing an insurance claim, and we can help you with a lawsuit against the Uber driver (and any other at-fault party) to ensure you get the compensation you deserve.
When You Were in Another Vehicle Involved in the Crash
If you were in another vehicle that was involved in a collision with an Uber vehicle and the Uber driver was at fault for the crash, your first step will likely be determining whether to file a first-party auto insurance claim through your own insurance company or a third-party claim through the Uber driver’s insurance or the Uber insurance policy. Georgia’s auto insurance laws require drivers to carry a certain amount of liability insurance: $25,000 per person and $50,000 total liability for a single accident. If an Uber driver is working, whether or not the driver has a customer in the car at the time of the crash, Georgia law requires the driver to carry additional insurance beyond what an ordinary driver carries.
As we discussed above, insurance for Uber drivers can be complicated, and it is not always clear whether Uber’s insurance policy will apply to a particular case. Assuming the Uber driver has his or her own auto insurance—as is required under Georgia law—an injured party could still file a third-party claim through the driver’s insurance company. If an insurance claim cannot get you the compensation you deserve, you may need to file a lawsuit against the at-fault Uber driver.
When You Were a Pedestrian or a Bicyclist Injured in a Collision with an Uber Vehicle
Generally speaking, an injured pedestrian or bicyclist will likely proceed by filing a claim through the Uber driver’s insurance. It is important to know that Uber’s substantial insurance policy that we mentioned above only kicks in when a rideshare driver has a customer in the vehicle—not when the driver is en route to pick up a customer, or when that Uber driver is not on the clock.
Contact a Marietta Uber Accident Lawyer Today
Do you need assistance filing a claim after being injured in an Uber accident? One of the experienced Marietta rideshare accident lawyers at our firm can assist you. Contact The Strickland Firm to learn more about how we can help.